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Debt Payoff Tools


This is a wonderful tool to use to create a plan of action to tackle your debt as quickly as possible.

Earnest Refinancing

When done correctly, refinancing can be a wonderful tool to save money throughout debt pay off. It can also easily make you spend more money throughout the life of your loan. Be sure to check the math to make sure refinancing will save you money in the long run! Check out my post to see if refinancing is right for you, and if you use my referral link, you’ll get $200 once you sign your new loan!

Budgeting Tools


This allows you to link all of your accounts in one place and create a budget. It also allows you to track your spending based on categories, for example, gas, groceries, etc. This allows me to not use an envelope system, but track my spending through the app on my phone, they also have a website.

The Invisible System

This course is wonderful and teaches you how to implement a system to manage your cash. This is the #1 problem that my clients struggle with and I’ve found a course that solves this problem for you. Cash management takes work, but creating a system makes it manageable.


Every Little Detail Book

Paige from The Purposeful Penny has literally thought of it all in her Every Little Detail Book. This book is a place to keep all your information in the event something happens to you. It’s not something we want to think about, but the reality is that it’s important to leave this information for loved ones.

Cashback/Rebate Apps


This is hands down one of my favorite apps to have on my phone. It lets me take pictures of my receipts and has thousands of rebates that I can potentially get back. It’s free money! Use my link to get a free $10 just for signing up!

Checkout 51

This is a nice cashback app because it’s all stores and not separated by the store. I can usually find a few of my items on this app.

Receipt Hog

This is probably one of my favorites because it is so easy. The rewards are slower to earn, but all you need to do is snap a picture of your receipt and you’re done. That’s it. Easy.