Homemade Cold Brew Coffee
I strongly believe in focusing on one part of your budget at a time when you’re trying to cut expenses. When I first started this debt free journey, I tried to cut from my entire budget. Boy was this a total fail. I got too…
6 Tips for 20-Somethings on a Debt Free Journey
This post may contain affiliate links. Check out my Disclosure Policy for more information. It can be hard being in your 20-somethings and on a debt free journey. Basically every time you get on social media someone is jet setting somewhere new, everyone is trying…
Finding Time to Side Hustle
Side hustling is a wonderful, wonderful thing, especially if you have some serious financial goals. A side hustle can completely change your life, if taken advantage of. When I first started teaching, I was so overwhelmed with my career that I never thought I’d be…
How I Save Money on Contacts
When I was in grad school I started doing a lot of research on personal finance, budgeting, debt payoff, and all the other fun stuff that comes with personal finance. I wanted to create better spending habits, not just a quick fix to my situation….
Why I Switched to Income Based Repayment
This post may contain affiliate links. Check out my Disclosure Policy for more information. When I created my debt free plan in 2015 when I had just started my journey, it took me awhile to figure out just what I was going to do with…
How Student Loans Impacted my Credit
When I graduated grad school in 2015 I had a plan in place to pay off my $200k in student loans. I had a teaching job lined up and planned to find some extra tutoring jobs to increase my income. I had just started really…
Debt Snowball or Avalanche?
This post may contain affiliate links. Check out my Disclosure Policy for more information. This is something I really struggled with when I began my journey to financial freedom. When I first began I was really into Dave Ramsey and using his baby steps. It’s…