Why You Need Sinking Funds
When I found Dave Ramsey about 3 years ago I was all about it and I loved that there were steps for me to follow. Fast forward a few years and I have definitely tweaked the system to fit my needs, but generally follow them….
Switching to Generic Brands
I was always a die hard name brand girl for as long as I could remember. I’m not sure if it was because of my parents, or just I felt like it was what everyone did though. For some reason, if I was grocery shopping…
Why You Need to Meal Prep
Trying to tackle buying food can be quite the task. I’m just buying for my self and I find it challenging at times, so I can’t imagine what it is like for a family. When I started my debt free journey, my grocery spending was…
Homemade Cold Brew Coffee
I strongly believe in focusing on one part of your budget at a time when you’re trying to cut expenses. When I first started this debt free journey, I tried to cut from my entire budget. Boy was this a total fail. I got too…
6 Tips for 20-Somethings on a Debt Free Journey
This post may contain affiliate links. Check out my Disclosure Policy for more information. It can be hard being in your 20-somethings and on a debt free journey. Basically every time you get on social media someone is jet setting somewhere new, everyone is trying…
How I Save Money on Contacts
When I was in grad school I started doing a lot of research on personal finance, budgeting, debt payoff, and all the other fun stuff that comes with personal finance. I wanted to create better spending habits, not just a quick fix to my situation….
Why I Switched to Income Based Repayment
This post may contain affiliate links. Check out my Disclosure Policy for more information. When I created my debt free plan in 2015 when I had just started my journey, it took me awhile to figure out just what I was going to do with…