How to Never Eat Out Again!
This post may contain affiliate links. Check out my Disclosure Policy for more information. So, never eating out again. That’s a major statement, but the reality is that this is a HUGE way to cut expenses. Getting take out is probably one of your biggest expenses, if…
Why the Public Library Should Be Your Best Friend
I only rediscovered my library in the last year or so and I am so happy that I did. Prior to that, I always bought my books or relied on the Internet for my information. I’m not sure where it started that I only bought…
Debt Free Update: $124,378 Paid Off!
This post may contain affiliate links. Check out my Disclosure Policy for more information. I feel crazy typing this, but now that I’ve been on this journey for roughly 3 and a half years, I feel so close to being debt free, even though I have $76,718…
Why You Need to Have Personal Money
When you’re getting started with budgeting the first thing that people think is being restricted. The term “budget” just has such a negative connotation to it. But, that couldn’t be further from the truth. A budget gives you permission to spend because you know you…
Why I Don’t Use Cash Envelopes
This post may contain affiliate links. Check out my Disclosure Policy for more information. Cash envelopes are a popular method of budgeting in the personal finance world. It makes sense, you give yourself a certain amount of cash for a time period and once it’s gone, it’s…
My Financial Breaking Point
This post may contain affiliate links. Check out my Disclosure Policy for more information. It can be difficult to start a journey with the Internet at our finger tips. On one side you have so many people that have been working their butts off for years and…
3 Simple Ways to Improve Your Cash Flow
Cash flow is ultimately what you are managing when you are budgeting. The amount of cash flow you have, determines how quickly you can reach those big financial goals that you have. If you have great control over your cash flow, chances are, you are…