Why I Switched to Income Based Repayment
This post may contain affiliate links. Check out my Disclosure Policy for more information. When I created my debt free plan in 2015 when I had just started my journey, it took me awhile to figure out just what I was going to do with…
How Student Loans Impacted my Credit
When I graduated grad school in 2015 I had a plan in place to pay off my $200k in student loans. I had a teaching job lined up and planned to find some extra tutoring jobs to increase my income. I had just started really…
Debt Snowball or Avalanche?
This post may contain affiliate links. Check out my Disclosure Policy for more information. This is something I really struggled with when I began my journey to financial freedom. When I first began I was really into Dave Ramsey and using his baby steps. It’s…
How to Get Out of Debt Fast
This post may contain affiliate links. Check out my Disclosure Policy for more information. I know I’m not debt free yet, but I have paid off a hefty amount of debt in a very short amount of time. In my first two years, I have…
Debt Free Journey Update: $70,733.11 Paid Off
I graduated from graduate school in August 2015 with about $200k in student loans from undergrad and grad school. My private loans went into repayment on November 2nd, 2015 and my private loans in March 2016. My debt free journey has been going on for…
July Debt Payoff
I started my debt payoff journey in November 2015 officially. That’s when my student loans officially went into repayment and I started throwing all of my money at my debt in order to pay it off as soon as possible. Since then, I’ve made many…
A Review of my Favorite Debt Payoff Tool
This post may contain affiliate links. Check out my Disclosure Policy for more information. Back in November of 2016 my debt payoff world came crashing down around me. My favorite debt payoff tool, ReadyForZero, was no longer going to be offering their tool. This tool…