Ways to Keep Motivated during Debt Payoff
Recently I have had some serious low blows in terms of keeping motivated during debt payoff. Things just don’t seem to be going my way and it’s making it hard to stay motivated. I’m extremely stressed at work this year, which is making me extremely…
Debt Free Journey Update: $36,342 Paid Off
I graduated from graduate school in August 2015 with about $200k in student loans from undergrad and grad school. My private loans went into repayment on November 2nd, 2015 and my private loans in March 2016. My debt free journey has been going on for…
Debt Payoff on a 10 Month Salary
Debt payoff can be tricky, especially when you’re on a pay schedule that doesn’t provide you with a paycheck every month. However, with some planning and budgeting, it can be easy to get around this problem. I’m a teacher and am on a 10 month…
Student Loan Binder Download!
This post may contain affiliate links. Check out my Disclosure Policy for more information. Back in August 2015, before I even started paying off my loans, I posted about my student loan binder. This thing has turned into the best thing I ever made. It…
Why I’m Not Hiding From My Student Loans
When I was in grad school and finally came to terms with the fact that I was going to be roughly $200k in debt when I graduated, I began researching. I spent hours finding tips and tricks to get out of debt and to do…
My Techniques to Increase my Monthly Student Loan Payment
Finding out my monthly student loan payment was eye opening. I was completely shocked. $1,400/month for JUST my private loans, not even my federal loans. How was I going to afford this?! Especially when my federal loans were out of the grace period, which hasn’t…
My Plan to Pay Off Almost $200K in Student Loans
This post may contain affiliate links. Check out my Disclosure Policy for more information. So, the day finally arrived that I had been anxiously waiting for, my first student loan bill arrived in the mail. I just finished my graduate studies in August and knew…