Debt Payoff on a 10 Month Salary
Debt payoff can be tricky, especially when you’re on a pay schedule that doesn’t provide you with a paycheck every month. However, with some planning and budgeting, it can be easy to get around this problem. I’m a teacher and am on a 10 month…
How I Got a Free Gym Membership
It might sound crazy that a girl trying to save money and pay down a ton of student loan debt pays for a gym membership. I promise you, that wasn’t part of the original plan I had. When I was planning for my debt payoff…
Saving Money in College
I was pretty carefree with my money my freshman year of college. I didn’t think about my student loans, didn’t get a job, and just kept pulling money from my savings account. Not the smartest moves on my part, but you live and you learn,…
How I Used My Tax Refund Check
Filing your taxes can be such a pain, but hopefully a nice tax refund check is waiting for you at the end of it all. For me, it definitely was. I knew exactly how I was going to use my refund check because I know…
Why I’m Not Hiding From My Student Loans
When I was in grad school and finally came to terms with the fact that I was going to be roughly $200k in debt when I graduated, I began researching. I spent hours finding tips and tricks to get out of debt and to do…
My Techniques to Increase my Monthly Student Loan Payment
Finding out my monthly student loan payment was eye opening. I was completely shocked. $1,400/month for JUST my private loans, not even my federal loans. How was I going to afford this?! Especially when my federal loans were out of the grace period, which hasn’t…
My Plan to Pay Off Almost $200K in Student Loans
This post may contain affiliate links. Check out my Disclosure Policy for more information. So, the day finally arrived that I had been anxiously waiting for, my first student loan bill arrived in the mail. I just finished my graduate studies in August and knew…