Debt Snowball or Avalanche?
This post may contain affiliate links. Check out my Disclosure Policy for more information. This is something I really struggled with when I began my journey to financial freedom. When I first began I was really into Dave Ramsey and using his baby steps. It’s…
How to Get Out of Debt Fast
This post may contain affiliate links. Check out my Disclosure Policy for more information. I know I’m not debt free yet, but I have paid off a hefty amount of debt in a very short amount of time. In my first two years, I have…
Why I Use Credit Cards During my Debt Free Journey
Now, I know this probably sounds totally crazy. This girl is in massive student loan debt, $127k right now to be exact, and she’s going into more debt?! And I know, I am a Dave Ramsey follower, and I do follow the baby steps that…
Debt Free Journey Update: $70,733.11 Paid Off
I graduated from graduate school in August 2015 with about $200k in student loans from undergrad and grad school. My private loans went into repayment on November 2nd, 2015 and my private loans in March 2016. My debt free journey has been going on for…
Using Gift Cards to Get Through the Hard Months
When I began this debt payoff journey I was $200k in student loan debt, just starting my first year teaching, moving back home with my parents, and had no idea how I was going to manage this whole thing. I had a plan, I had…
July Debt Payoff
I started my debt payoff journey in November 2015 officially. That’s when my student loans officially went into repayment and I started throwing all of my money at my debt in order to pay it off as soon as possible. Since then, I’ve made many…
A Review of my Favorite Debt Payoff Tool
This post may contain affiliate links. Check out my Disclosure Policy for more information. Back in November of 2016 my debt payoff world came crashing down around me. My favorite debt payoff tool, ReadyForZero, was no longer going to be offering their tool. This tool…