Debt Free Journey Update: $70,733.11 Paid Off
I graduated from graduate school in August 2015 with about $200k in student loans from undergrad and grad school. My private loans went into repayment on November 2nd, 2015 and my private loans in March 2016. My debt free journey has been going on for…
Healthy Lifestyle on a Budget
I began my debt free journey in November of 2015. It truly became a reality that I was in over $200k of student loan debt while I was completing my graduate studies. During grad school I completely changed my life to save as much money…
Using Gift Cards to Get Through the Hard Months
When I began this debt payoff journey I was $200k in student loan debt, just starting my first year teaching, moving back home with my parents, and had no idea how I was going to manage this whole thing. I had a plan, I had…
July Debt Payoff
I started my debt payoff journey in November 2015 officially. That’s when my student loans officially went into repayment and I started throwing all of my money at my debt in order to pay it off as soon as possible. Since then, I’ve made many…
How to Lower Your Grocery Budget
This post may contain affiliate links. Check out my Disclosure Policy for more information. When I first started my journey for financial freedom, my spending was out of control. I remember looking at my spending and thinking, “There’s no way I can lower any of…
Ways to Keep Motivated during Debt Payoff
Recently I have had some serious low blows in terms of keeping motivated during debt payoff. Things just don’t seem to be going my way and it’s making it hard to stay motivated. I’m extremely stressed at work this year, which is making me extremely…
Debt Payoff on a 10 Month Salary
Debt payoff can be tricky, especially when you’re on a pay schedule that doesn’t provide you with a paycheck every month. However, with some planning and budgeting, it can be easy to get around this problem. I’m a teacher and am on a 10 month…