Why I Use Credit Cards During my Debt Free Journey
Now, I know this probably sounds totally crazy. This girl is in massive student loan debt, $127k right now to be exact, and she’s going into more debt?! And I know, I am a Dave Ramsey follower, and I do follow the baby steps that…
Healthy Lifestyle on a Budget
I began my debt free journey in November of 2015. It truly became a reality that I was in over $200k of student loan debt while I was completing my graduate studies. During grad school I completely changed my life to save as much money…
Using Gift Cards to Get Through the Hard Months
When I began this debt payoff journey I was $200k in student loan debt, just starting my first year teaching, moving back home with my parents, and had no idea how I was going to manage this whole thing. I had a plan, I had…
How to Lower Your Grocery Budget
This post may contain affiliate links. Check out my Disclosure Policy for more information. When I first started my journey for financial freedom, my spending was out of control. I remember looking at my spending and thinking, “There’s no way I can lower any of…
A Review of my Favorite Debt Payoff Tool
This post may contain affiliate links. Check out my Disclosure Policy for more information. Back in November of 2016 my debt payoff world came crashing down around me. My favorite debt payoff tool, ReadyForZero, was no longer going to be offering their tool. This tool…
How I Make an Extra $1,200 Every Month
I’m going to be hitting my 2 year mark of this crazy debt free journey in November. Over those 2 years, I have learned and improved my plan a lot. One of the biggest ways I have improved is the amount of money I bring…
Debt Free Journey Update: $36,342 Paid Off
I graduated from graduate school in August 2015 with about $200k in student loans from undergrad and grad school. My private loans went into repayment on November 2nd, 2015 and my private loans in March 2016. My debt free journey has been going on for…